Buying Your First Home? 4 Things You Need To Do

Buying your first home is an intensive process, which is why you need to know as much as possible about the home buying process so that you can get it right the first time. 1. Keep Up Your Credit Score If you want to purchase a home, you need to keep up your credit score. You need to check your credit report and ensure all the information is accurate. You need to work to lower your debt to credit ratio and avoid actions that will increase your debt to credit ratio, such as running up your credit card bill. Read More 

Getting A VA Loan? Know These 4 Things

Are you currently looking for a mortgage and think you qualify for a VA loan? It will help to know the following things about VA loans before you move forward with getting one. Know If You're Eligible The first step should be to determine if you are actually eligible for a VA loan. Start by requesting your DD214 form, which essentially is the certificate that showed you were discharged or released from active service. Read More 

Beneficial Reasons To Use Term Loans For Small Businesses

As a small business owner, you may need access to cash that you currently do not have in your bank account. You instead need to take out some sort of financing to get money that you need to sustain your company. As you consider your options, your first choice may settle on taking out a loan from a bank or credit union. You could benefit by using one of the term loans for small businesses that lenders make available each year. Read More 

Buying Vs. Renting: 3 Important Things To Know

Did you know that the average monthly cost for renting a one-bedroom apartment is around $1,078? If you plan on getting married in the next year and are thinking of renting an apartment with your spouse, you might wonder about rent costs. You might also wonder if it would be better to buy a house rather than renting. Buying a house is probably a better choice if you can get approved for a mortgage, and here are some basic things to know. Read More 

5 Ways To Mix Business Checking Account Security With Convenience

Your small business checking account is one of the most vital financial tools that keep the business humming along. But some small business owners end up keeping their bank account access either too restricted or too loose for the good of the company. How can you find the right mix? Here are five important tips any small businessperson can put into practice.  1. Use Dual Signatures. A check that requires two authorized signatures rather than just one is an excellent way to protect the business while still enabling operations. Read More